Bank connections sound magical until they break: duplicate imports, miscategorized transfers, OAuth expirations at midnight. And they hand a third party read access to your money.

NapkinLedger is deliberately manual. You type a handful of numbers a month — the ones you'd verify anyway. Nothing to sync means nothing to silently corrupt.

Bonus: manual entry keeps us cheap. No per-connection fees to pass to you. That's part of how a full double-entry ledger costs $3 a month.